@Trev@icosahedron.website @goatmoat I'm no attorney either, but I've seen blanket anti-litigation clauses like this before and they almost always turn out to be unenforceable. Not always, but damn near.
As for sources:
• New York Attorney General Eric Schneider: "This language is unacceptable and unenforceable. My staff has already contacted Equifax to demand that they remove it."
https://twitter.com/AGSchneiderman/status/906195350532304896
• Another (search the page for "lawyer" to see Attorney Alex Southwell's statement): http://money.cnn.com/2017/09/08/technology/equifax-monitoring-services/index.html