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annoyed, capitalism catch 22 

i don't have credit. not *low* credit, i have n/a credit.

i wanna gain credit by using a cc as a door to pay for bills i already know i can cover.

i go apply online at my regular bank. denied: no credit
apply online at a local credit union. notice: no credit. no further communication.
apply in person at local bank. denied: no credit.

i just want a little door. i don't want to pay a whole month's income for an unsecured cc.

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