Bank takes over $40 from you every year. You shrug and say "fine"...........

@noiob Technically I don't.

But only because I keep several thousand dollars in my account at all times to appease the capitalist god.

Otherwise yes.

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@onfy I mean technically my account wouldn't be free… if I didn't get my wage into it

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@noiob Imagine not having to pay in order to have income! That sounds so socialist.

Here in Canada we have a "payday loan" and cheque cashing company here called... Actually I think we have multiple? Whatever. They cash paycheques without needing a bank because many people literally can't afford an account, but they take a large portion for themselves. The loans are at a ridicule interest rate. Very predatory.

It seems like there's one on every street corner.

@onfy it's wild to me that some parts of the world still used cheques, I've never even seen one

@noiob It usually isn't literal. If you do actually have a bank account you're encouraged to be paid by direct deposit, though it isn't required.

But if you don't have a bank account or they don't have direct deposit info you actually do still get a cheque.

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