Seriously, I don't blame anybody if they didn't slog through those toots about my insurance woes, but there's one thing I want to emphasize:
I can't recommend highly enough that whole technique of "if something is stressing you out, fire up a notepad and write down every detail of it."
Maybe it wouldn't work for everybody and it's just the way I'm wired. An ADD thing? But it's incredibly comforting for me to know I have all my thoughts pre-organized in case I ever need to dig in & fight...